Introduction
Indians living in the USA often wonder whether non-citizens can buy property. The good news: U.S. law allows Indians to buy homes, regardless of visa status.
Can Indians Buy Property in the USA?
Yes. There are no federal restrictions on foreign nationals owning real estate in the USA.
Legal Requirements for Indian Buyers
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Valid passport & visa
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Individual Taxpayer Identification Number (ITIN) or SSN
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Proof of income & funds
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Compliance with state and local laws
Home Loans for Indians in the USA
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Available for H-1B, L-1, and Green Card holders
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Higher down payments may be required
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Credit history plays a major role
Key Laws & Regulations
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Fair Housing Act (prevents discrimination)
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State property disclosure laws
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HOA rules and zoning laws
Tax Implications
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Property tax obligations
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Capital gains tax on sale
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FIRPTA rules may apply to non-residents
Common Mistakes to Avoid
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Not understanding closing costs
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Ignoring local zoning rules
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Skipping home inspections
Conclusion
Buying your first home in the USA as an Indian is legally allowed and achievable with proper planning. Working with a real estate attorney and mortgage advisor ensures a smooth purchase.
