How to Link PAN Card with Aadhaar Card: Complete Guide (2026)

 


Linking your PAN card with Aadhaar card is mandatory for all Indian taxpayers. If your PAN is not linked with Aadhaar, it may become inoperative, leading to issues with income tax filing, refunds, and financial transactions.

This guide explains why PAN–Aadhaar linking is important, how to link them step by step, fees involved, and what happens if you don’t link.


Why Is PAN–Aadhaar Linking Important?

The Government of India has made PAN–Aadhaar linking compulsory to:

  • Prevent tax evasion

  • Eliminate duplicate PAN cards

  • Ensure accurate tax records

If PAN Is Not Linked:

  • PAN becomes inoperative

  • You cannot file Income Tax Returns (ITR)

  • Higher TDS/TCS will be deducted

  • Refunds may get delayed

  • Banking and financial transactions may be restricted


Who Needs to Link PAN with Aadhaar?

PAN–Aadhaar linking is required for:

  • Individuals who have both PAN and Aadhaar

  • Salaried employees

  • Self-employed professionals

  • Business owners

Exemptions apply to:

  • NRIs

  • Individuals above 80 years

  • Non-resident Indians without Aadhaar


PAN–Aadhaar Linking Fee

As per current rules:

  • Fee payable: ₹1,000

  • Payment must be made before linking PAN with Aadhaar


How to Link PAN with Aadhaar Online (Step-by-Step)

Step 1: Visit the Income Tax Portal

Go to the official Income Tax e-Filing website.

Step 2: Pay the Linking Fee

  • Click on “Link Aadhaar”

  • Enter PAN and Aadhaar details

  • Pay ₹1,000 via net banking, debit card, or UPI

Step 3: Submit PAN–Aadhaar Linking Request

  • Enter PAN number

  • Enter Aadhaar number

  • Validate with OTP

  • Submit the request

Step 4: Confirmation

You will receive confirmation once linking is successful.


How to Check PAN–Aadhaar Linking Status

  1. Visit the Income Tax e-Filing portal

  2. Click “Link Aadhaar Status”

  3. Enter PAN and Aadhaar numbers

  4. View the current status


Common Issues While Linking PAN with Aadhaar

1. Name Mismatch

Ensure that:

  • Name on PAN matches Aadhaar

  • Date of birth is the same

2. Incorrect Aadhaar Details

Verify Aadhaar information on UIDAI portal before linking.

3. Payment Not Reflected

Wait 24–48 hours after fee payment before retrying.


What to Do If PAN Becomes Inoperative?

If your PAN is inoperative:

  • Link PAN with Aadhaar immediately

  • PAN will be reactivated after successful linking

  • Tax filing and transactions can resume


Benefits of Linking PAN with Aadhaar

  • Smooth income tax filing

  • Faster tax refunds

  • Avoid higher TDS deductions

  • PAN remains active

  • Compliance with government rules



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